Arkipo OTC · for licensed payment companies only
Arkipo OTC: USDT ↔ USD and EUR settlement in size, between verified institutions.
A non-public desk for payment institutions, e-money issuers, brokers and virtual-asset service providers that hold a licence and run their own compliance programme. Quotes by request, same-day settlement, each counterparty verified once under a master agreement.
- from $50,000per ticket
- 0.2% → 0.15%Arkipo fee, 0.15% from $500,000
- same daysettlement
indicative figures as of Oct 21, 2026 · live rates load in a moment
Indicative until you confirm. After confirmation the rate is fixed for 15 minutes.
Market rates, refreshed every minute. The rate in your quote is fixed for 15 minutes after you confirm.
Who does the desk serve?
We work with institutions that are themselves regulated and that settle from their own accounts. The desk is not advertised and is not available to individuals.
- Payment institutions and e-money issuers that need USDT liquidity for their own settlement
- Brokers and VASPs rebalancing fiat and stablecoin treasuries
- Corporate treasuries of verified business clients above $500,000 per transaction
Not served
- Individuals and unlicensed intermediaries, whatever the volume
- Nested or third-party settlement: funds must come from and go to the counterparty's own accounts
- Counterparties, owners or jurisdictions on sanctions lists, or activities on our prohibited list
What are the terms?
The global USDT/USD rate, one Arkipo fee and the bank payment order. The firm quote comes from the desk before you deliver.
| Pair | Ticket | Arkipo fee | Settlement |
|---|---|---|---|
| USDT → USD · EUR | $50,000 – $500,000 | 0.2% | Bank Mandiri free · other banks $80 · same day |
| USDT → USD · EUR | from $500,000 | 0.15% | As above · very large blocks in parts |
| Regular monthly volume | by agreement | individual | agreed in the master agreement |
Desk hours: Monday to Saturday, 09:00–21:00 WITA (Bali). Quotes are firm for 15 minutes.
How does a trade settle?
No credit lines and no leaps of faith: each leg is delivered against the other, between accounts that passed KYB.
-
Access request
Licence, jurisdiction, expected volumes and the compliance contact.
1 business day -
KYB and master agreement
Beneficial owners, licence verification, AML programme review, settlement accounts and wallets whitelisted.
3–7 business days -
Request for quote
In the desk chat (Telegram): side, size, settlement rail. A firm price comes back within the business hour.
firm for 15 min -
Confirmation
Both sides receive a trade confirmation with amounts, rate, accounts and settlement time.
same business hour -
Delivery versus delivery
You deliver one leg to the whitelisted account or address; we deliver the other after receipt, the same day.
same day -
Statement
Settlement confirmation, bank reference or transaction hash, monthly statement for your books, by email.
monthly
What compliance applies to every trade?
- Sanctions-list checks on every counterparty; outgoing addresses whitelisted under the master agreement
- Originator and beneficiary data exchanged with the counterparty as required by travel-rule regimes
- Annual refresh of KYB, licence status and beneficial owners; event-driven reviews in between
- The desk may decline a trade or a counterparty without stating the reason where the law requires it
Request desk access
Tell us about your licence and flows; the desk replies within one business day.
Questions from desks and treasuries
Do you offer credit or pre-funding?
No. Each trade settles delivery versus delivery. Counterparties who want faster settlement can hold a pre-funded balance with us under the master agreement.
Which stablecoins and networks?
USDT on Tron and Ethereum, USDC on Ethereum and Polygon. Other networks by arrangement.
Is there an API?
Not yet. Requests for quote and confirmations go through the desk chat; an API is in development and will be offered under the master agreement.