Get paid · bank transfer → USDT
Invoice your customer in EUR or USD. Receive USDT.
Your customer pays an ordinary invoice to our Bank Mandiri account by SWIFT in USD, EUR or CNY. After the money is finally credited, we send USDT to your wallet within one business day. Your customer never touches crypto and your accountant gets a full document set.
- USD · EUR · CNYcollection currencies, to our Bank Mandiri accounts
- 2.5% → 1%Arkipo fee by amount, + incoming SWIFT $15
- within 1 business dayUSDT after final credit
Indicative quote at the rates of October 21, 2026. Your quote shows the live rate before you confirm.
How a collection works
Five statuses. The only one that depends on you is the first: give your customer the payment details with the reference.
Awaiting incoming transfer
You create a collection request and share our bank details and a unique reference.
Transfer received (provisional)
The bank reports the credit. Our desk matches it to your request by the reference.
Final credit and source check
We wait for the funds to become final and check the sender against sanctions lists.
Compliance
Invoice, contract and sender checked against your profile.
USDT sent
To the address agreed in your agreement, with the transaction hash.
What your customer sees
Bank details of a registered company and a reference. They pay from their business account as they would pay any supplier. No crypto, no trading platform, no questions from their bank.
- A unique reference per request; transfers are matched by our desk by reference, amount and sender
- Payment details in the customer's language, with your invoice attached
- Partial payments and overpayments reconciled per request; we tell you the balance
- A credit advice for your records when the funds arrive
Collection request ARK-C-24801 · €25,000.00
- Beneficiary
- PT GLOBAL PAYMENT GATEWAY
- Bank
- PT Bank Mandiri (Persero) Tbk
- SWIFT
- BMRIIDJA
- Account
- USD or EUR account · given in the collection request
- Reference
- ARK-C-24801
- Your invoice
- NS-2026-118 · [YOUR CUSTOMER]
Who collects payments this way
Agencies and studios
Design, development and marketing teams invoicing clients in Europe and the US.
Exporters and traders
Goods and commodities sold under contract, with the contract and shipping documents on file.
SaaS and licences
Annual licences and subscriptions paid by bank transfer by corporate customers.
Consultants and contractors
Individuals with a service contract and regular invoices to the same customer.
Fees for collections
The Arkipo fee is deducted from the amount received and depends on it: 2.5% up to $10,000, 2% up to $50,000, 1.5% up to $100,000, 1% from $100,000, on the whole amount. The bank's incoming fee is a separate line.
| Customer pays via | Incoming bank fee | USDT sent after |
|---|---|---|
| SWIFT (USD, EUR, CNY) | $15 | 1–3 business days, after final credit |
Currencies are converted at the market rate with no mark-up. From $1,000 per request. Other collection currencies on request.
Documents you receive
Questions about getting paid
Does my customer need to know about crypto?
No. Your customer pays a bank transfer to a company account with a reference. What you receive from us is your business.
What if my customer forgets the reference?
Our desk matches by amount, sender name and your open requests, then asks you to confirm. Unmatched transfers are held for ten business days and then returned to the sender.
Can I receive to several wallets?
Yes. Payout addresses are agreed in writing with the desk before the first payout; a change is confirmed through a second channel before it is used.
Collection request by email