Pay an invoice · USDT → bank transfer
Any invoice abroad, paid from USDT by bank transfer.
Suppliers, landlords, schools, clinics, software vendors. You send USDT, we pay the invoice from our Bank Mandiri account by SWIFT in USD, EUR or CNY, or in rupiah, and send you the bank confirmation. The beneficiary sees a normal transfer with the invoice number in the reference.
- from $1,000per payment
- 2.5% → 1%Arkipo fee by invoice amount, + $80 payment order (free to Bank Mandiri)
- 15 minrate lock
- MT103 · UETRUETR for every SWIFT payment, MT103 on request
Indicative quote at the rates of October 21, 2026. Your quote shows the live rate before you confirm.
What you need before you start
Three things. Everything else we read from the documents or already know from your account.
The invoice
PDF or a photo. We check the amount, currency, invoice number and bank details and confirm them with you. Pro-forma invoices, rent contracts and tuition letters work too.
The beneficiary's bank details
Legal name as it appears at the bank, IBAN or account number, SWIFT BIC, bank country. For some corridors a purpose code or the beneficiary's address. We validate the IBAN and BIC before you pay.
Your verification, once
Individuals: passport or ID and your address. Companies: registration extract, directors and beneficial owners. Done once; later payments need nothing but the invoice.
What happens after you confirm
Eight steps; we tell you in Telegram or by email at each one. Payments funded before the bank cut-off typically reach “Transfer sent” the same business day.
Quote locked
Rate and fees fixed for 15 minutes.
Awaiting USDT
Address, network and exact amount from the desk.
USDT received
Confirmed on-chain, hash on file.
Compliance check
Invoice, beneficiary, sanctions lists.
Converted
At the locked rate.
Transfer sent
UETR; MT103 on request.
Awaiting credit
Tracked by UETR.
Credited
Confirmed by the bank or by you.
What the beneficiary sees
A transfer from a registered company, with your invoice number and your name in the reference. On request we add a “payment on behalf of” letter so the beneficiary's accountant can match the transfer to your contract.
- Reference: invoice number, your name, our order number
- Sender: PT Global Payment Gateway, from a bank account the beneficiary's bank can verify
- SWIFT OUR option: the beneficiary receives the exact invoice amount, correspondent fees paid by us (+$30)
- Payment-on-behalf-of letter in English, signed, with the invoice attached
Limits, cut-offs and delivery by rail
Payments funded before the bank cut-off go out the same business day. Larger amounts are quoted by the desk, usually within one business day.
| Rail | Minimum | Maximum online | Cut-off (bank days) | Delivery | Bank fee |
|---|---|---|---|---|---|
| SWIFTany bank with a BIC · USD, EUR, CNY | $1,000 | — | bank cut-off, confirmed in your quote | typically 1–2 business days, up to 3 for some corridors | $80 |
| BI-FASTrupiah to any Indonesian bank | $1,000 | — | desk hours, 09:00–21:00 WITA | within hours | $0 Mandiri · $80 |
| Above $500,000any rail | — | by quote | desk hours | agreed per payment | $80 |
Limits apply per payment in USD equivalent and depend on your verification level. Business accounts can raise them after KYB.
Documents you receive for every payment
Sent by email and Telegram under one order number, in the language of your order with an English duplicate.
If something goes wrong
The bank returns the payment
We tell you the bank's reason, fix the details and resend, or refund the USDT at the locked rate minus the bank's return fee, usually within three business days.
The rate expires
If your USDT arrives after the 15-minute lock, we re-quote at the current rate and ask you to confirm before anything is sent. A small difference is settled in the next payment or refunded.
Compliance needs more
For some payments we ask for the contract, proof of relationship with the beneficiary or source of funds. The order waits in “Documents required” for up to 48 hours; if we cannot proceed, the USDT is returned.
Questions about paying invoices
Can I pay an invoice issued to my company?
Yes. The payment goes out with your company's name in the reference and, on request, a payment-on-behalf-of letter. Your company signs the agent agreement once after KYB.
Which networks can I send from?
USDT on Tron, Ethereum and TON, USDC on Polygon. Send only the selected asset on the selected network; assets sent on the wrong network cannot be recovered.
Do you pay to personal accounts?
Yes, when the invoice or contract is in that person's name, for example a landlord or a tutor. Payments to anonymous third parties are declined.
Can the beneficiary receive the exact amount?
Choose SWIFT OUR in the quote: we pay the correspondent fees (+$30) and the beneficiary receives the full invoice amount. BI-FAST delivers the full amount by default.
Ready when you are